Industry Partners


Boat Loans in Mississippi

First Approval Source:

Easiest Way to Get a Boat Loan

Dad driving boat with son wearing a lifejacket

Get Financed Quickly

Boating in Mississippi is alive and well. We know you can’t wait to enjoy the fun! That’s why First Approval Source makes the boat loan process as simple as it could possibly be. When working with First Approval Source, you can expect:

Fast Approvals

We have the fastest loan specialists in the industry, delivering same-day approvals with approved credit. E-Signature closings with participating banks.

Security and Privacy

HTTPS secure and encrypted so you do not have to worry about your privacy. Rest easy knowing that we will protect your personal information every step of the way.

Amazing Offers

Applying is easy and our team members keep you informed every step of the way! We have access to the best rates and terms for boat loans in Mississippi. We will design a loan package just for you!

Boat Loans Made Easy

Applying takes just a few minutes, and you’ll be contacted soon after submission. 

Where do you go to find a boat loan in Mississippi?

Mississippi is known for many things like football, tailgating, and barbecue. The state also has a vibrant boating culture, with tons of water to explore and admire. Of course, you have the famous Mississippi River. You also have many wonderful lakes such as Sardis Lake and Grenada Lake amongst many others. There’s a whole list of places to enjoy the water, especially if you’re going fishing. Because of this, boating is obviously a very popular activity! If you’re like many others, you may be wanting to own a boat of your own. Luckily, getting a boat loan in Mississippi is a great way to help you get started. But, where do you go to find a boat loan in Mississippi?

Boat loans are widely available in Mississippi. You just have to choose the best option for your needs!

Find the Right Boat

Before you do anything, you have to find a great boat! The best place to find your perfect boat is at your local dealership. They will have knowledgeable salespeople who can help you find the most that best fits your needs, whether it’s a fishing boat, center console, or even a pontoon. 

Perhaps you can find a boat at an amazing local boat show! The Biloxi Boat Show is the biggest one in the state, and you can also find smaller local ones, too! You can always expect to find a great boat to buy from any of the boat shows in Mississippi and all along the Gulf Coast!

More options to find your perfect boat if you don’t have a dealership nearby include Boat Trader or BoatUS. Either of those will have thousands of listings from all over the country, making it easy for you to find the perfect boat at an affordable price. Additionally, BoatUS has various financing options for you once you find the vessel you’re looking for. 

Figure Out Your Budget

After you’ve found the boat that’s calling your name, it’s best to find a boat loan calculator. A loan calculator allows you to plug in different values and determine the best terms for your budget. Once you’ve determined your desired terms, you can compare different quotes from lenders once you apply. 

Find the Best Financing Fit

Mississippi’s ecosystem is probably best known for, of course, the Mississippi River. But with it’s Gulf Coast and interior lakes like Pickwick Lake, there is so much to explore once you have that perfect boat. Not to mention, you can also catch a ton of catfish and bass! However, if you’re looking to purchase a boat, it’s not uncommon to need the assistance of a boat loan. 

Boat loans are not too hard to find in Mississippi. You can always check to see if your local credit union has any options. These could include credit unions such as First Mississippi Federal and Gulf Coast Community Federal Credit Union among others. While these institutions will provide boat loans, it isn’t typically their specialty. You could also try out national lenders. Decent terms could be available, but it can be time consuming to research each one and send applications to them. Another option you could go with is an online provider, preferably one who specializes in boat loans, much like First Approval Source. 

Whichever route you choose, it’s important to make sure you’re choosing the boat loan partner that’s right for you. This is a fun moment in your life, so you want to make sure this process is hassle free. 

Getting a boat loan in Mississippi doesn’t have to be complicated. In fact, boat loans can be quite easy when you work with First Approval Source. All you have to do is fill out our easy-to-use, secure credit application online, and we’ll do the rest. First Approval Source will thoroughly review your application and get back to you as soon as possible. We even offer same-day approvals for those with qualified credit. 

Our specialists are experts in their field, and they can help you make the best decision for you and your boat. They are passionate about not only boating, but about helping you and getting you out on the water so you can have fun. When you’re ready, please feel free to visit our website at and fill out our credit application! Check out our blog to read more for other tips and tricks for boat loans.

Are you ready for a loan now?

Apply with our online credit application and receive same-day approval with qualified credit

What do others say about First Approval Source?

Kip DarbyKip Darby
13:59 26 Sep 22
First Approval Source, LLC are top notch!!! David did a great job from start to finish. Attention to detail and open communication through the entire process made the boat purchase truly effortless. Thank you once again.
Alicia PetersAlicia Peters
14:31 29 Jun 22
Anthony Baldwin was our loan specialist. He was super friendly and so easy to work with. He got our loan approved and was very thorough. Thank you so much Anthony!
Frank KubalaFrank Kubala
09:56 18 May 22
I found First Approval Source to be very professional. We worked with Santiago, he was very thorough, answered all questions, and followed through on issues. He was very pleasant to work with. I highly recommend First Approval Source!
Kathy CalderonKathy Calderon
21:47 06 May 22
Thank you Anthony Baldwin for helping us with the purchase of our boat. You are the best! I will definitely recommend all my friends and family to First Approval. You have made the buying process so smooth.
James SmithJames Smith
20:53 11 Apr 22
Very easy to work with and excellent communication. Made the process simple and smooth. Seller said they were happy too. Thank you, Anthony!