Industry Partners


Boat Loans in Florida

First Approval Source:

Easiest Way to Get a Boat Loan

Happy family with children enjoy relaxing on a yacht at sea

Get Financed Quickly

The Sunshine State is known for year round warm weather that allows its residents to always enjoy the water. This is what makes boating in Florida so popular. Purchasing a boat should feel like a dream. That’s why First Approval Source makes the boat loan process as simple as it could possibly be. When working with First Approval Source, you can expect:

Fast Approvals

We have the fastest loan specialists in the industry, delivering same-day approvals with approved credit. E-Signature closings with participating banks.

Security and Privacy

HTTPS secure and encrypted so you do not have to worry about your privacy. Rest easy knowing that we will protect your personal information every step of the way.

Amazing Offers

Applying is easy and our team members keep you informed every step of the way! We have access to the best rates and terms for boat loans in Florida. We will design a loan package just for you!

Boat Loans Made Easy

Applying takes just a few minutes, and you’ll be contacted soon after submission. 

Where do you go to find a boat loan in Florida?

Residents in Florida are fortunate in that they are able to enjoy the water all year long! You have the Atlantic Coast and the Gulf Coast, and you also have Lake Okeechobee and Lake Apopka more inland. There’s a whole list of places to enjoy a boat, which makes boating in Florida a very popular activity. With so much to explore, you probably find yourself needing a boat of your own. Luckily, getting a boat loan in Florida is a great way to help you get started. But, where do you go to find a boat loan in Florida?

Boat loans are widely available in Florida. You just have to choose the best option for your needs!

Find the Right Boat

Finding your perfect boat is an essential first step before diving into the world of boating. Unlocking unforgettable adventures requires purchasing a boat that resonates with your desires. Unveiling a treasure trove of options, your local dealership stands as the ultimate destination for discovering the boat of your dreams. Within its hallowed grounds, seasoned salespeople await, armed with invaluable knowledge to guide you towards the optimal choice. Whether you yearn for a nimble fishing boat, a sleek center console, or a comfortable pontoon, their expertise ensures that you’ll find the boat that perfectly aligns with your needs.

In the absence of a nearby dealership, fear not. You have online options such as Boat Trader or BoatUS, where you’ll find a myriad of listings from across the nation await your perusal. With ease, you can navigate through a sea of options, swiftly honing in on the perfect boat that not only captivates your heart but does so at an affordable price. As an added benefit, BoatUS extends a helping hand in the form of various financing options, ensuring a smooth transition from the realm of longing to the realm of ownership once you discover the vessel that sets your soul ablaze.

Figure Out Your Budget

After you’ve found the boat that’s calling your name, it’s best to find a boat loan calculator. A loan calculator allows you to plug in different values and determine the best terms for your budget. 

Armed with a clear vision of your desired loan terms, you can confidently navigate the vast sea of lenders by applying for quotes. This step allows you to gather offers from various financial institutions, enabling you to compare interest rates, repayment terms, and loan conditions. The ability to review multiple quotes empowers you to make an informed decision, selecting the loan package that best suits your needs and ensures a smooth and seamless journey towards boat ownership.

Finding the Right Lender

From the gorgeous coastline all the way to huge lakes like Lake Okeechobee, Florida offers so many places you can enjoy your boat. Go enjoy some surfing or even go fishing for some bass. You probably can’t wait to see what joys a new boat can bring you. Once you’ve found the boat you want; you need to find the right financing. Boat loans are widely available in Florida, but it’s best to be sure that you are finding the best financing partner for your needs.  You can always check to see if your local credit union has any options. There are some who will provide recreational loans, but it isn’t typically their specialty. The same goes for some of your national marine lenders, as well. Another option is finding an online loan provider, especially one that specializes in boat loans. 

Getting a boat loan in Florida doesn’t have to be complicated. You don’t have to waste any time getting the funding you need. All you have to do is fill out our easy-to-use, secure credit application online, and we’ll do the rest. First Approval Source will thoroughly review your application and get back to you as soon as possible. We even offer same-day approvals for those with qualified credit. 

Our specialists are experts in their field, and they can help you make the best decision for you and your boat. They are passionate about not only boating, but about helping you and getting you out on the water so you can have fun. When you’re ready, please feel free to visit our website at and fill out our credit application! Check out our blog to read more for other tips and tricks for boat loans.

Are you ready for a loan now?

Apply with our online credit application and receive same-day approval with qualified credit

What do others say about First Approval Source?

Kip DarbyKip Darby
13:59 26 Sep 22
First Approval Source, LLC are top notch!!! David did a great job from start to finish. Attention to detail and open communication through the entire process made the boat purchase truly effortless. Thank you once again.
Alicia PetersAlicia Peters
14:31 29 Jun 22
Anthony Baldwin was our loan specialist. He was super friendly and so easy to work with. He got our loan approved and was very thorough. Thank you so much Anthony!
Frank KubalaFrank Kubala
09:56 18 May 22
I found First Approval Source to be very professional. We worked with Santiago, he was very thorough, answered all questions, and followed through on issues. He was very pleasant to work with. I highly recommend First Approval Source!
Kathy CalderonKathy Calderon
21:47 06 May 22
Thank you Anthony Baldwin for helping us with the purchase of our boat. You are the best! I will definitely recommend all my friends and family to First Approval. You have made the buying process so smooth.
James SmithJames Smith
20:53 11 Apr 22
Very easy to work with and excellent communication. Made the process simple and smooth. Seller said they were happy too. Thank you, Anthony!