Industry Partners


Boat Loans in Kentucky

First Approval Source:

Easiest Way to Get a Boat Loan

Happy family with children enjoy relaxing on a yacht at sea

Get Financed Quickly

The Bluegrass state offers some of the best times anyone can have, from the Kentucky Derby to some exciting college basketball. Boating in Kentucky is no different! That’s why First Approval Source makes the boat loan process as simple as it could possibly be. When working with First Approval Source, you can expect:

Fast Approvals

We have the fastest loan specialists in the industry, delivering same-day approvals with approved credit. E-Signature closings with participating banks.

Security and Privacy

HTTPS secure and encrypted so you do not have to worry about your privacy. Rest easy knowing that we will protect your personal information every step of the way.

Amazing Offers

Applying is easy and our team members keep you informed every step of the way! We have access to the best rates and terms for boat loans in Kentucky. We will design a loan package just for you!

Boat Loans Made Easy

Applying takes just a few minutes, and you’ll be contacted soon after submission. 

Where do you go to find a boat loan in Kentucky?

Kentucky, a state renowned for its horse racing, bluegrass melodies, passionate college basketball fans, and mouthwatering fried chicken, offers another dimension to its vibrant culture—exciting water adventures. With captivating destinations like Kentucky Lake and Green River Lake, the state beckons boating enthusiasts with open arms. Boating in Kentucky is a beloved pastime, thanks to the abundance of scenic waterways awaiting exploration. If you find yourself captivated by the allure of owning your own boat and partaking in the endless fun, fret not. Fortunately, obtaining a boat loan in Kentucky is a fantastic way to kickstart your journey.

Boat loans are widely available in Kentucky. You just have to choose the best option for your needs!

Find the Right Boat

Before you do anything, you have to find a great boat! Fortunately, the path to your dream boat often starts at your local dealership. Within its domain, knowledgeable salespeople serve as guides, helping you navigate the vast sea of options and steering you towards the boat that perfectly embodies your vision. With their expertise and dedication, they transform your boat-hunting journey into an exhilarating adventure, ensuring that you find the boat that not only meets but exceeds your expectations.

Perhaps you can find a boat at an amazing local boat show! Shows like the Lexington Boat Show and the Louisville Boat Show always have some of the best dealerships in the state with incredible boats to choose from. You can always expect to find a great boat to buy from any of the boat shows in Kentucky.

If you prefer to do your browsing online, there are numerous sites that you can explore, such as Boat Trader or BoatUS. Either of those will have thousands of listings from all over the country, making it easy for you to find the perfect boat at an affordable price. Additionally, BoatUS has various financing options for you once you find the vessel you’re looking for. 

Figure Out Your Budget

After you’ve found the boat that’s calling your name, it’s best to find a boat loan calculator. A loan calculator allows you to plug in different values and determine the best terms for your budget. Once you’ve determined your desired terms, you can compare different quotes from lenders once you apply. 

Find the Lender That Fits Your Needs

Kentucky features two of the most famous rivers in America, the Ohio River and Mississippi River. Combine that with scenic lakes like Lake Barkley, and you have the recipe to have a lot of fun boating in Kentucky. Now that you’ve found the boat you want, and you’re ready to join the fun; it’s time to find financing. Fortunately, it isn’t too difficult to find a boat loan in Kentucky. You can always check to see if your local credit union has any options. These could include credit unions such as Bluegrass Credit Union and Northern Kentucky Federal Credit Union, among several others. Oftentimes, they don’t have a dedicated recreational loan expert that knows all of the best practices, and you could end up with less favorable rates and terms. The same can be said about national marine lenders, as well. That’s why it’s best to partner with a boat loan expert so you can find the best terms available. 

Getting a boat loan in Kentucky can be quite easy when you work with First Approval Source. All you have to do is fill out our easy-to-use, secure credit application online, and we’ll do the rest. First Approval Source will thoroughly review your application and get back to you as soon as possible. We even offer same-day approvals for those with qualified credit. 

Our specialists are experts in their field, and they can help you make the best decision for you and your boat. They are passionate about not only boating, but about helping you and getting you out on the water so you can have fun. When you’re ready, please feel free to visit our website at and fill out our credit application! Check out our blog to read more for other tips and tricks for boat loans.

Are you ready for a loan now?

Apply with our online credit application and receive same-day approval with qualified credit

What do others say about First Approval Source?

Kip DarbyKip Darby
13:59 26 Sep 22
First Approval Source, LLC are top notch!!! David did a great job from start to finish. Attention to detail and open communication through the entire process made the boat purchase truly effortless. Thank you once again.
Alicia PetersAlicia Peters
14:31 29 Jun 22
Anthony Baldwin was our loan specialist. He was super friendly and so easy to work with. He got our loan approved and was very thorough. Thank you so much Anthony!
Frank KubalaFrank Kubala
09:56 18 May 22
I found First Approval Source to be very professional. We worked with Santiago, he was very thorough, answered all questions, and followed through on issues. He was very pleasant to work with. I highly recommend First Approval Source!
Kathy CalderonKathy Calderon
21:47 06 May 22
Thank you Anthony Baldwin for helping us with the purchase of our boat. You are the best! I will definitely recommend all my friends and family to First Approval. You have made the buying process so smooth.
James SmithJames Smith
20:53 11 Apr 22
Very easy to work with and excellent communication. Made the process simple and smooth. Seller said they were happy too. Thank you, Anthony!