Industry Partners


Boat Loans in Tennessee

First Approval Source:

Easiest Way to Get a Boat Loan

Dad driving boat with son wearing a lifejacket

Get Financed Quickly

Boating in Tennessee is as popular as ever. We know you can’t wait to enjoy the fun that the water brings! That’s why First Approval Source makes the boat loan process as simple as it could possibly be. When working with First Approval Source, you can expect:

Fast Approvals

We have the fastest loan specialists in the industry, delivering same-day approvals with approved credit. E-Signature closings with participating banks.

Security and Privacy

HTTPS secure and encrypted so you do not have to worry about your privacy. Rest easy knowing that we will protect your personal information every step of the way.

Amazing Offers

Applying is easy and our team members keep you informed every step of the way! We have access to the best rates and terms for boat loans in Tennessee. We will design a loan package just for you!

Boat Loans Made Easy

Applying takes just a few minutes, and you’ll be contacted soon after submission. 

Where do you go to find a boat loan in Tennessee?

Tennessee is known for it’s beautiful landscape, breath taking mountains and beatufiul scenic waterways. When residents aren’t enjoying some saturday college football, a lot of the state is out enjoying the water. Boating in Tennessee is very popular. With spots like Norris Lake and Cherokee Lake, who could blame anyone for that? There’s a whole list of places to enjoy the water, especially if you’re going fishing. If you’re like many others, you may be wanting to buy a boat of your own so you can enjoy the landscape yourself. Luckily, getting a boat loan in Tennessee is a great way to help you get started. But, where do you go to find a boat loan in Tennessee?

Boat loans are widely available in Tennessee. You just have to choose the best option for your needs!

Find the Right Boat

Before you do anything, you have to find a great boat! Perhaps you can find a boat at an amazing local boat show! Shows like the Nashville Boat Show and the Chattanooga Boat Show always have some of the the finest dealerships in the state showcase an array of remarkable boats. These immersive events guarantee an unrivaled selection, ensuring you’ll discover a boat that exceeds your wildest dreams.

The best place to find your perfect boat is at your local dealership. They will have knowledgeable salespeople who can help you find the most that best fits your needs. Whether it’s a versatile fishing boat, a sleek center console, or the epitome of leisure found in a pontoon, they will guide you to your ultimate match.

More options to find your perfect boat if you don’t have a dealership nearby include Boat Trader or BoatUS. These expansive platforms house an impressive multitude of listings from across the nation. Additionally, BoatUS has various financing options for you once you find the vessel you’re looking for.

Figure Out Your Budget

After you’ve found the boat that’s calling your name, it’s best to find a boat loan calculator. A loan calculator allows you to plug in different values and determine the best terms for your budget. Once you’ve determined your desired terms, you can compare different quotes from lenders once you apply. 

Which Financing Option is Best?

Tennessee may be known for its mountains, but the state’s wonderful waterways may just take the cake. You can find all the great fishing spots you want as well as scenic views of Tennessee’s landscape. Places like South Holston Lake or Chickamauga Lake are hard to beat.

Now you’ve found the boat you want; it’s time to find financing. Boat loans are widely available in Tennessee. You actually have several routes to choose from. When looking for a boat loan, it’s important that you know what your expecations are so you can choose the best boat loan provider. You can always check to see if your local credit union has any options. These could include credit unions such as The Tennessee Credit Union and Ascend Federal Credit Union, among others. You can also choose from a selection of national lenders. You can likely find decent terms with these options, but they aren’t always experts on boat loans. 

You also have the option of going with an online boat loan provider. Ideally, you can choose one that is a boat loan expert, like First Approval Source. This was, you can be sure you are getting the best terms available. 

Getting a boat loan in Tennessee doesn’t have to be complicated. In fact, boat loans can be quite easy when you work with First Approval Source. All you have to do is fill out our easy-to-use, secure credit application online, and we’ll do the rest. First Approval Source will thoroughly review your application and get back to you as soon as possible. We even offer same-day approvals for those with qualified credit. 

Our specialists are experts in their field, and they can help you make the best decision for you and your boat. They are passionate about not only boating, but about helping you and getting you out on the water so you can have fun. When you’re ready, please feel free to visit our website at and fill out our credit application! Check out our blog to read more for other tips and tricks for boat loans.

Are you ready for a loan now?

Apply with our online credit application and receive same-day approval with qualified credit

What do others say about First Approval Source?

Kip DarbyKip Darby
13:59 26 Sep 22
First Approval Source, LLC are top notch!!! David did a great job from start to finish. Attention to detail and open communication through the entire process made the boat purchase truly effortless. Thank you once again.
Alicia PetersAlicia Peters
14:31 29 Jun 22
Anthony Baldwin was our loan specialist. He was super friendly and so easy to work with. He got our loan approved and was very thorough. Thank you so much Anthony!
Frank KubalaFrank Kubala
09:56 18 May 22
I found First Approval Source to be very professional. We worked with Santiago, he was very thorough, answered all questions, and followed through on issues. He was very pleasant to work with. I highly recommend First Approval Source!
Kathy CalderonKathy Calderon
21:47 06 May 22
Thank you Anthony Baldwin for helping us with the purchase of our boat. You are the best! I will definitely recommend all my friends and family to First Approval. You have made the buying process so smooth.
James SmithJames Smith
20:53 11 Apr 22
Very easy to work with and excellent communication. Made the process simple and smooth. Seller said they were happy too. Thank you, Anthony!