Financing

 

The best and most knowledgeable loan specialists in the industry will match you with the best lender with terms that fit your needs.

Warranties

 

We offer extended warranties to make sure you have the peace of mind needed to just have fun!

Insurance

 

Consider protecting your boat or RV! We have partnered with the most respectable and reputable companies in the industry to ensure you have different options that fit your specific needs.

Boat and RV Loans: tips and tricks

Blogs meant to educate consumers on RV and boat loans
Boat Show Guide

Boat Show Guide

The boat show season is one filled with all kinds of fun! Whether you're looking for a new fishing boat, cruising yacht, or just a weekend escape, there's no better place to start than at a boat show. Here is your boat show guide so that you can make the most out of...

RV Loans for Beginners

RV Loans for Beginners

There is an abundance of beautiful land and scenery to explore across the entire country. That’s why RVs have always been a popular luxury purchase. The pandemic only strengthened people’s desire for exploration and travel, and thus, RVs became even more popular. But...

Boat Loans in Florida

Boat Loans in Florida

Where do you go to find a boat loan in Florida?Residents in Florida are fortunate in that they are able to enjoy the water all year long! You have the Atlantic Coast and the Gulf Coast, and you also have Lake Okeechobee and Lake Apopka more inland. There’s a whole...

What Are Typical RV Loan Terms?

What Are Typical RV Loan Terms?

After the pandemic, consumers had a desire to get outside more. More and more people are buying RVs - The industry projects 2022 to be about the second or third best year ever for RV shipments. So if you're like thousands of others this year, you've perhaps found that...

5 Fall RV Destinations for Your Next Vacation

5 Fall RV Destinations for Your Next Vacation

Fall is a wonderful time to visit many different places in America. Whether you're looking for a place to spend the day at a state park, enjoy a festival, or take a road trip, there are plenty of great destinations. These are 5 of the best fall RV destinations for you...

How to Get Approved for a Boat Loan

How to Get Approved for a Boat Loan

Start by getting preapproved for a boat loan.When you get preapproved, it allows you to give your lender or service provider your basic information before officially applying. This will give you an idea of how much you can borrow and how much interest you'll pay. ...

How Much Does It Cost To Finance A Boat?

How Much Does It Cost To Finance A Boat?

Roughly 80% of customers ultimately choose to finance a boat purchase. But finding a boat loan can be a little different than a car or home. Lenders have different requirements for marine lending, so it's important to know what to expect when it comes to the boat loan...

6 Boating Safety Tips for New Boaters

6 Boating Safety Tips for New Boaters

What could be better than a sunny afternoon on the water surrounded by friends and family with a peaceful breeze and warm rays hitting your skin? It always makes for a great time.There are plenty of costs to consider when you first purchase a boat. Unfortunately, one...

5 Easy Steps To Getting An RV Loan

5 Easy Steps To Getting An RV Loan

An RV loan should be the same as a car loan, right?RV loans are a little different than your typical auto loan. They’re usually larger and more expensive purchases, and they pose a larger risk in the eyes of lenders. But, don’t let all of that fool you! Receiving an...

Top 10 Things to Do Before Getting a Boat Loan

Top 10 Things to Do Before Getting a Boat Loan

Buying a boat is an exciting experience, but it’s also one that requires careful planning. 1. Understand Your Credit You need to check your credit rating before applying for a boat loan. For boat loans, most lenders require at least a 700 score or higher. Fortunately,...

Can I Still Get Boat Loan or RV Loan After I Got Declined?

Can I Still Get Boat Loan or RV Loan After I Got Declined?

My local bank declined me. now what?Boat loans and RV loans simply aren’t the forte of some lenders. There are different rules and regulations in place that are different from auto loans or mortgage loans, so they might not have all of the correct knowledge and...

Recreational Loans: Expectations vs. Reality

Recreational Loans: Expectations vs. Reality

Recreational Loans: Expectations vs. RealityConsumers enter the loan process with certain expectations, whether it comes from their experience with other loans or word of mouth. Let's take a closer look at the expectations vs. the realities of the recreational loan...

Boat Loans in Georgia

Boat Loans in Georgia

where do you go to find a boat loan in Georgia?With over 1,800 miles of coastline, beautiful lakes, and sparkling rivers, Georgia has a lot to offer outdoor enthusiasts. On any given weekend, you can see countless boaters out on the calm waters of Lake Allatoona or...

What Are Lenders Evaluating on My Loan Application?

What Are Lenders Evaluating on My Loan Application?

What do lenders evaluate for boat and RV Loans?You’ll always be asked about your credit score, and usually, there’s a target number that some lenders like to see. Though, it’s still possible to obtain a boat or RV loan even without meeting some lenders’ standards....

Can I Obtain a Loan with Bad Credit?

Can I Obtain a Loan with Bad Credit?

It’s your dream to travel the country in your spacious RV or have the time of your life out on the water. Unfortunately, if you’re like about 35% of the country, you have a subprime credit score. It may seem like, at least for the time being, you aren’t going to be...

Boat Loans and RV Loans: Common Myths

Boat Loans and RV Loans: Common Myths

Don't be intimidated by the myths you hear. Upon research, you may have heard a few different things about what recreational financing entails. Many things you read are likely true, but there are plenty of myths that we hear all the time. It’s somewhat frustrating...

How to use a loan calculator for a boat or RV loan

How to use a loan calculator for a boat or RV loan

Knowing your preferred terms is the best place to startBut many people like to have at least a rough estimate of what their cost will be. Before you begin your quest to find a loan for a boat or RV, it’s important to know what kind of terms you’re looking for. If you...

Costs to Consider When Financing Your Boat or RV

Costs to Consider When Financing Your Boat or RV

Great news! You just found that perfect boat or RV!But before financing, there are costs you need to consider. Recreational loans can be more extensive than what you’re used to experiencing. You don't want to be surprised in the end. There are some pretty...

Why are Recreational Rates Higher than a Home or Car?

Why are Recreational Rates Higher than a Home or Car?

You’re trying to buy a new boat or RV and the loan terms come back with a little higher rate than you are accustomed to. The last time you had a similar rate, you were buying your first car with almost no prior credit history and a small down payment. You might be...

How to Get Lower Interest Rates for Your Recreational Loan

How to Get Lower Interest Rates for Your Recreational Loan

“Can I get a better rate?”Whenever you’re financing a big purchase like a boat or RV, of course you’re going to want the best terms possible. You’re probably accustomed to the rates you received for your auto or mortgage loan. Recreational loans tend to be a little...

Is Obtaining a Boat or RV Loan Difficult?

Is Obtaining a Boat or RV Loan Difficult?

Is Obtaining a Boat or RV Loan Difficult?Adventure is calling your name. The excitement is overwhelming. You’ve finally decided to buy that boat that you’ve always wanted, and now you need a loan. At first glance, getting a recreational loan seems like a complex,...

Why are Recreational Loans Such Long Term Loans?

Why are Recreational Loans Such Long Term Loans?

You may be trying to finance your new boat, or perhaps you’ve done the research and seen that a boat or RV loan can last for as long as...20 years?? And on average, they can be about 12 to 15 years long! You might be saying, “My car loan is nowhere near that long! Why...

READY FOR YOUR NEXT

ADVENTURE?

 

Apply using our secure, online credit application, and one of

our experts will be in contact with you shortly!